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REGISTRATION:
Does the Registry make a Difference?

You bet it does!!!!!

Registries have popped up all over - Some good - Some bad - Some better than others.

Many Clubs/Associations/Registries have even started registering their own breeds due to the politics, continual breed standard

changes, Breeder Clashes and need to preserve the breed.
These Clubs/Associations/Registries must each be evaluated individually to their benefit to the breed they represent.

I will address the Registries I use and WHY I use them.

American Canine Registry (*Rat Terriers)
I started with American Canine Registry with my Rat Terriers back in early 2000.  
I wanted a Registry who felt the Rat Terrier deserved being the best DOCUMENTED PUREBRED it could be.
ALL other registries were allowing Hardship Registration whereas ANYBODY could send in a piece of paper and claim they had

a dog that LOOKED-LIKE a Rat Terrier and get it registered.  Breeders were breeding whatever they could get their hands on no matter the dogs TRUE BREED.
ACR only allowed documentation at that time of dogs with 7 plus generations of Certified Documentation.
They do not accept hardship registration nor do they have a back-door loophole for those breeders who have flunked Parentage DNA match by allowing Conditional Registration like AKC does.  AKC will allow dogs registration whose parentage is unknown.  They will allow you to register litters for 3 generations from those dogs and then roll the 3rd generation over to FULL REGISTRATION basically declaring those dogs as PUREBRED when in fact (*ie) a Pug registered as purebred with only 3 generations documentation may actually have a Boston Terrier as it's Great Grand-sire.  PUREBRED?  I think not!
Rat Terriers registered with ACR have continual documented Certified Purebred Lineage.

ACR is the ONLY registry which has ALWAYS stood by the Merle & Brindle patterned Rat Terriers.

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Biewer Yorkie Association (*All Yorkies including Biewer)
I, Nancy Anderson, am the Original Importer of Biewer Yorkies from Germany.
The only registry at that time for Biewers was the ACH in Germany.
Trying to deal with a registry in Germany was difficult at even the best of times.
I started the Biewer Yorkie Association (*BYA) here in the United States to give myself and others the convince of registering in the US and to start our own database of Biewers.
At that time there were very few breeders even left in Germany for the Biewers.
Biewers became instantly popular in the United States and in High demand.
With high demand comes ruthless breeders and deceitful tactics.  People were on long-waiting list for Biewers.
Suddenly Biewers  became available all over Germany to the US Breeders who wanted to pay the price to Import.
Years later it was discovered MANY of these Imported so-called Biewers were a mixture of about ever breed imaginable.

I can't answer for OTHERS but the Biewers I breed are DNA Breed Identified by lineage as Yorkshire Terriers.
There has been another registry established by another person for a dog now classified as Biewer TERRIER which is a DNA tested cross of MULTIPLE BREEDS (*basically a cross-breed).  That Biewer Terrier breed has been accepted by AKC for registration in the AKC database.  The Biewer Terrier is NOT a Biewer YORKIE.
BYA registers the purebred Biewer YORKIE.


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Harlequin Pinscher Association (*Harlequin Pinscher - Min Pin)

I, Nancy Anderson, am the founding breeder for the re-development of the then extinct Harlequin Pinscher.
The HPA was formed to document the lineage and establish a database for the Harlequin Pinscher.
The HPA is the ONLY registry with the complete database for the Harlequin Pinscher and the only registry approved by responsible breeders for registration of the Harlequin Pinscher.
The HPA requires DNA profiles and Genetic Testing of the dogs being bred.

The HPA will ONLY REGISTER dogs that are CLEAR of MPS VI, PLL and Cystinuria.
All Sires must have DNA profile on file to prove parentage of offspring.
All Dams must have DNA profile on file with their 3rd litter.
HPA is the only registry I know that DOES compare DNA on every profile submitted and not just do Random checks.
HPA breeders are required by rule to supply papers on every puppy they produce/place.
If ANY BREEDER tries to pass a Harlequin Pinscher off as purebred without papers or with papers from any other registry other than ACR then your chances of getting a TRUE PUREBRED Harlequin Pinscher is slim to none.

ACR is an approved registry of Harlequin Pinschers.
ACR however does not require Genetic Testing and will accept Carrier or Affect Tested Animals so you get what you get.

Buyer  Beware  Buying Tips 

Moto:  "If it ain't Tested and Registered - It' ain't worth buying!"

Run-N-Ridge

*5  Star - Super Highway Breeder with HPA & VIP Breeder with ACR

Texarkana, Arkansas

Harlequin Pinschers, Rat Terriers, Miniature Pinschers, Yorkies and Biewer Yorkies

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We ask you with all sincerity to not support those breeding only for money.
​Responsible - caring breeders will breed only registered & Genetically tested dogs for registered pups

with a responsible registry (*some registries take anything you fill out a piece of paper for such as CKC).
HPA and ACR are the only creditable Harlie Registries and every dog in their database goes back to founding dogs.

ACR is the ONLY registry who has always stood by the Brindle & Merle patterned Rat Terriers.

​​​​​​Buying a puppy can be a wonderful and enjoying experience or it can turn into a nightmare.

It truly is a BUYERS BEWARE MARKET these days.

Hopefully we can help you avoid some of the pitfalls of purchasing a puppy.

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Please keep in mind that I have been raising puppies for 30+ years and once was a die-hard in-home breeder.

I have been to many breeders kennels from their in-home kennel to out-door kennels.

I am the Director of the HPA and a board-director and deal with Buyer Complaints on a daily basis from those who made poor buying choices.

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SHORT VERSION of WHAT TO LOOK FOR WHEN PURCHASING A PUPPY

​1.  Established Breeder of the breed

​2.  Registration papers
A.  HPA is the registration of choice for responsible Harlequin Pinscher breeders.
B.  BYA is the registration of choice for those with purebred Biewer Yorkies.
C.  ACR is the registration of choice for those who wish to have generation after generation of documented lineage on Rat Terriers.
None of these registries allow hardship registration and never have unlike CKC who only requires you to fill out a piece of paper

claiming you have a certain breed - WAY TO MANY CKC dogs popping up that look like crossbred mutts.

(*those breeders without papers could be said to be anything with no proof to back it.

Papers cost the breeder money thus the reason most go without them or their breeding/selling practices along with their

moral/ethical character have gotten them suspended/banned from being able to register.)

​3.  Tell Tale Signs - Professed In-home breeder with multiple breed listings.

(*what would a house look like with so many dogs and puppies living in it?)

​Some breeders aren't real smart at times either as you will often times see in their pictures of crates stacked up so you know their dogs live in those small crates - How sad for the dogs being subjected to that type of restricted life.

​I've often wondered why the term "Hoarder" gets applied to bad in-home breeders but those that raise theirs outside are called Puppymills - seems like a double standard - Either however is a bad situation.

​4.  PUREBRED BREEDER

(*those breeding mixed breeds without working toward a documented NEW breed are only adding to the rescue and pound problem of homeless dogs.)

​5.  Breeding to an ETHICAL standard

(*not every puppy can be breed standard and unfortunately breed standards seem to be a revolving door with SOME registries but if a breeder is breeding sub-standard dogs to begin with then they are NOT looking to better the breed .. i.e Min Pin with Chihuahua head, Yorkies with snub noses or dogs so small they will knowingly require C-sections to deliver.)

6.  Credit/Debit Card Payments

are a tool many breeders use to get buyers to make quick decisions and they know the more convenience they give buyers to make payment the more likely they are to snag them.   My puppies are precious to me and they deserve a little more time than a quick 'click' decision plus 4%.  I am a small-scale breeder without the need or desire for a quick-click method of selling my puppies.

​You will have to put forth a little bit of time and effort to be worthy of one of my sweet and highly loved puppies.

(*Keep in mind BUYERS - if you did make a hasty decision and now regret it then you can easily contact your Credit Card company and have the charges reversed, call you bank and reverse charges and if you paid via PayPal online with a debit/credit card and not your PayPal balance and even if puppy has been shipped but you aren't happy with it then you can cancel and get reimbursed your payment.  CC and DC companies have yet to make exceptions for live animal purchases.)

6B.  CASH PAYMENTS IN PERSON & PERSONAL PUPPY PICK UP

You can't beat Cash Payment in Person with Personal Puppy Pick Up. 

Hands-Down the best way to get a puppy even if you have to drive a ways to do it.

6C.  PayPal does not guarantee live animal purchases.

6D.  It is against PayPal polices for sellers to charge a % upcharge fee.

​7.  Genetic and DNA Testing ON FILE

(*An ETHICAL breeder breeding to better the breed is going to be financially out a minimum of $300.00 per dog in testing before they even breed it the first time.   Excuses are just that: "Excuses for NOT making sure their dogs are clear of known diseases they can avoid through testing and breeding ONLY clear tested animals.)  ALL of my animals are "CLEAR tested" with results sent in to the registry and ALL of my dogs INCLUDING females are DNA tested and on file with the registry.

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​INTERESTED  IN  THE  LONG  VERSION .... READ  ON


KENNEL  VS  HOME  RAISED

There really are good and bad of both.

​The question really shouldn't be about housing but about the BREEDER themselves.


We get asked all the time of our puppies are raised in the house.  Our puppies are actually farm raised meaning they are born in a specially designed kennel built just for them so we have the ability to disinfect the structure from ceiling to floor.  Every litter has their own spacious areas which are designed to give the Mom her own space separated from the other Moms and Litters so she is content and can spend her time raising her puppies rather than trying to keep other dogs from bothering her and her pups.  30+ years of trial and error on raising puppies has proven to us that this method works great.  With the ability to disinfect the kennel on a daily basis we also don't have the bacteria and virus issues that so many other breeders encounter.  Once our puppies are up and mobile they are allowed to make excursions outside and enjoy things like grass and sunshine.   While on their days adventures and journeys they get to interact with all sorts of fun things like other dogs/puppies, rabbits, pigs, cows, sheep, goats and may even get lucky enough to tree that thing with the furry tail that taunts them from 4 foot up the tree.   For us, personally, we aren't in the house much to warrant puppies being kept inside so puppies get to come in at night for a few hours to play and be loved on then when it's night-night time they get to go back to their own place.  

Being farm raised our puppies get the best of both worlds.


When most people think "Kennel" they assume puppies are raised in small cages with no love or attention and for 'some' that is true but being raised in a 'kennel' isn't necessarily as bad as some may think.

While a total (*from birth to 8 weeks) kennel environment isn't one, I personally, approve of - I do realize some find it perfectly acceptable.   I however do feel for somebody with a variety of dogs and/or breeds that a kennel environment is a necessity in order to maintain breeding purity/quality and for the safety of the animals as dogs that run in packs will attack and kill other dogs.   I will give you, food for thought, examples - Say somebody has 3 stud dogs, now if these are all of the same breed it would be slightly better than the male dogs being of 2 or 3 different breeds.   If the dogs are raised in a kennel environment the owner most likely will have the convenience of the male and female being kept in their own space during the 3 weeks of every 6 months the female is in heat.  Having their own space has the added benefit of being less likely that another dog of same breed or another breed had access to the female thus resulting in wrong or multiple sire identification.  Regardless of what any in-home breeding breeder says if they keep more than one male then accidental breedings are sure to occur.    If the accidental breeding was from 2 dogs of the same breed then you would still be buying a pure-bred dog but the pedigree would be worthless on that animal and papers could be pulled causing a major headache for all involved.  If the accidental breeding was from 2 dogs of different breeds then you've bought a high-dollar cross-bred puppy.  Most registries will be happy to assist you on trying to acquire the DNA to verify parentage but once wrong parentage has been identified that is where their efforts stop working for you and it's up to you to file suit and spend Mega bucks to TRY to get the breeder to pay up.  

Some kennels consist of small to very large (*yard size) pens where the dogs get the luxury of being able to run, play and lay under shade trees just soaking up the love of nature.

​Clean, maintained and well thought out kennels are actually very beneficial to the animal.


On the flip side you will find In-Home Breeders.  These breeders just like kennel-type breeders come in a variety of good and bad with gray areas in between.   In order for an in-home type breeder to be a good example they would need to be a stay-at-home type with only a small number of dogs.

I get more calls on average complaining about in-home breeders than any other type.

For an in-home breeder, it requires continual cleaning, picking up and maintaining of dogs and house.

Puppies chew, tear up things and relieve themselves at will.  May not be something others want to hear or even thing about but it's the truth and a reality that every one needs to acknowledge instead of sticking their head in the sand and acting like these lil chewing and multi-times a day relievers aren't a LOT of work.

I suggest you think about a few things:

1.  Where are the females kept while in heat, how are they kept separate, is the male or female kept banished from the other dogs for the 3 weeks the female is in heat and if they have multiple females and/or males how often are these dogs actually allowed to be members of the family instead of ostracized to a room or worst yet a kennel crate.  If I was given the choice of being stuck in a single room/kennel crate or being outside then give me the outdoors every time.

2.  1 litter of 5 puppies goes to the bathroom how often?  Puppies generally relieve themselves about 5 times a day so 5 x 5 = 25 piles of wee-wee or poop A DAY.  Dams usually quit cleaning up after their offspring by 4 weeks of age which means SOMEBODY else then has to take over the clean-up duty.    With just 5 puppies that means somebody will need to be on-call 24/7 to clean up about 175 piles of excrement a week.

That is ONE average litter - multiple that times the mega litters that some breeders have in their in-home breeding establishment and it comes down to the indisputable fact that the breeder simply lives in their kennel and they either have CAGED puppies/dogs in their home or their house is a disaster zone and probably would be considered to be unfit for human habitation by the common sense reasonable person.

This is your normal Hoarder - they fail to see the way their surroundings have become.

3.  Breeder has multiple breeds of dogs with multiple studs.

How does that breeder know 100% who the sire is of their litters if they are ALL kept in the home?

Are ALL of the breeders Sires DNA on file so if the buyer ever questions the sire of their puppy they can easily have the DNA ran without any problems?  While the Sire of a puppy can be questionable with any type of breeding establishment the registries do get the most "DNA failed Sire" test from so-called home breeders.

Is the breeder, the registry or YOU going to be saddled with the responsibility and irritation of trying to get the correct papers on your puppy once/if your puppy shows to have the wrong sire listed by the breeder?

4.  It takes a matter of SECONDS for a dog to get with and mate/tie with another dog.

There is NO WAY a breeder who keeps all of their dogs running helter-skelter in their home going to be able to keep a 60 seconds in a minute eye-ball watch on all of those dogs 24/7.

5.  Breeder offers delivery or even needs to be gone for a few hours - ever wonder who watches those dogs while they are gone and who cleans up after the dogs while they are gone.  I have and still do know WAY TO MANY who simply leave the dogs unattended and deal with the mess when they return.  I have known a few who came home to a bloody massacre when unattended dogs got into a fight.  I also personally know of many who 'lie' about who watches their dogs while they are gone.

I personally USED to be an in-home breeder and I know the work, effort and time involved to even half-way do it in a responsible and cleanly way.  It IS a FULL TIME job for even those with just ONE litter much less those with MULTIPLE LITTERS and worst yet with MEGA grown dogs being kept in the house.

I personally suggest if your dead-set on purchasing only from an in-home breeder then you be diligent in your search and only purchase from a breeder who breeds ONE BREED with ONE STUD on the premise and no more than ONE LITTER at a time with only a minimal amount of dogs.  Keep in mind that this person also will be limited to their choices of breeding since they will have limited genetics to work with.


ADVANTAGES and DISADVANTAGES of a ONE BREED BREEDER

Many falsely believe or have been led to believe that a person can only breed one breed of dog in order to do it correctly.  This could not be more false or further from the truth.  I had the distinct advantage of learning to Read, Write and do Arithmetic in school and believe it or not learned them all.

You will find breeders who have one breed and know that breed inside and out but you will also find those who are just breeding and could care less about the dog, it's history or even it's lineage as long as somebody will pay them for the puppies they produce.

You will find breeders who have multiple breeds and know them all inside and out as well as those who just don't care what the breeds history or lineage is as long as the money keeps rolling in.

There are advantages and disadvantages when buying from a One Breed Breeder.

The most relevant disadvantage is usually genetics if your dealing with a small breeder of the breed.

A small breeder of one breed seldom has a wide range of genetics to work with and more times than not only has one stud instead of having multiple studs at their disposal so as to breed for improving faults of the dam and sire.

On the other hand a multi-breed breeder may only be breeding to produce puppies.

A large-scale breeder will normally have more studs at their disposal but again, are they or aren't they, breeding to improve faults.

Bottom line being it's anybody's guess as to who is breeding with improving the breed as their ultimate goal.

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DNA - TESTING

There are NO GOOD EXCUSES to not Test

Testing Results are a tool to be used in any responsible breeding program to KNOW what is in your line

and to know which dogs to breed and which dogs to remove from a breeding program.  While we can only judge a dog by it's visual appearance, the only way to know what it's interior looks are is by doing genetic testing.   There are dogs which will not show affected genes until later years in life but they are still fatal genetics no matter the age of when the symptoms surface.  These genes can sometimes be detected in the PARENTS thus avoiding the breeding of such dogs and eliminating the potential for that particular animal to reproduce offspring that will have those tested genetic issues.

There are NO GOOD EXCUSES to breed animals with affected or carrier genetic issues except for the lone exception of the breeder breeding to get a CLEAR replacement pup to continue the line - that however also resulted in more Carrier or Affected puppies being produced!

Buying from a breeder who does not test but CLAIMS they will guarantee a puppy/dog against a genetic disease is sure to lead to disappointment as IF the breeder doesn't care IF their own dogs have the disease or IF their puppies could be affected then WHY would they care IF your puppy/dog has it.

Guarantees are only as good as the breeder your dealing with and WAY TO MANY TIMES the breeder is only after your money and once they have it .... well ..... let's just say "You made a poor choice of who to purchase from" as the registry, other folks or even the courts can't make them do the right thing.

Court Judgements consist of a piece of paper that very seldom produce Financial Rewards.

Registries shouldn't be expected to solve 'poor choices' made by the buyer.

Buy only from breeders who are willing to expend funds, test and breed only "CLEAR" dogs.

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SHOW  BREEDERS  VS  NON-SHOW  BREEDERS

Is one better than the other

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In this authors opinion, this shouldn't even be in the considerations when choosing who to purchase a puppy from.


I showed for years and know in every sector of my brain that my dogs were the same quality and health running on the farm as they were waltzing out of the Show Ring with those Championship Titles.

I showed to spend time with my dogs and other dog lovers but the Show Circuit has it's share of good and bad breeders as well.  

Championship Titles on dogs aren't always what people seem to think.  

Some titles are deserved - others were achieved through manipulation of the system.

It doesn't take a show-breeder long to learn which shows to go to and to look for shows to go to where certain Judges are that lean toward putting dogs first that have the same characteristics as their own.

A poor quality animal easily reaches it Championship Status by going to smaller shows where there is less competition.  I actually showed a very poor quality Dachshund once to it's Championship just to prove to another breeder it could be done.  I also witnessed a clearly crossbred Yorkshire Terrier x Brussel Griffon win a Championship Title with a Point Scored Registry.   It was actually that Show along with a couple of others that made me realize that TITLES weren't the Guru of all Gurus that determined the quality of an animal.

I have shown the only Champion Shown Harlequin Pinschers but there are LOTS of Harlies out there that I showed or have the Run-N-Ridge Championship Pedigrees behind them.   Do I pick a puppy to purchase based on what it's parents did in a show ring?  Not on your life!!!!!!  I am looking to buy a puppy for breeding from genetically tested parents, who has eye appeal with no breed disqualifications, no hernias, no bite issues, no coat issues and which I feel will be beneficial to my breeding program and produce 'outstanding' offspring.

Ask yourself this "If the prettiest dog you ever saw belonged to somebody who had no desire to show would you bypass buying offspring from that gorgeous animal simply because they had no desire to waltz it through a show ring?"

Is a puppy from Championship Lineage worth more than one without Championship Lineage?

Maybe so or Maybe not - Depends on the TRUE Quality of animals in that lineage.

Also keep in mind that it only takes ONE breeding to ruin the quality and health of any puppy.

What good is a Red Line Pedigree if the animal itself is Visibly Unappealing, blind, ill, dying or dead?

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REGISTRATION  PAPERS

IMPORTANT - Yes, No, Guaranteed, Will Never Get

Are registration papers important?  Answer is YES without hesitation!!

I breed purebred dogs with the goal of quality and health therefore papers with a long line of documented pedigrees standing behind them  are very important to me.  If a bloodline starts experiencing health issues the only way I will know to monitor my own lines is if I have reliable Pedigrees to do research on.   

​A dog/puppy without papers from a creditable registry is an undocumented animal with no known lineage and no proven purebred status.  Basically a dog without papers is logically worth NOTHING.  Even if your purchasing just as a pet you should be concerned on what your getting and it's breed make-up as every breed has it's own characteristic traits that determines it's personality, it's size and most importantly it's temperament to get along with children, other animals and strangers.
I can not stress enough that papers must be from a CREDITABLE registry.
HPA and/or ACR require testing for the Harlequin Pinschers and are the ONLY registries able to issue

Pedigrees to the founding dogs.
ACR is the ONLY registry that has ever required a minimum 7 generation documentation to register with them

while other registries will accept anything submitted to them.
If you purchase a Harlie with CKC papers then your most likely purchasing a crossbred mutt from an unethical breeder

looking to put your coffers in their pocket.  These breeders have CKC dogs for a reason and there is NEVER a

good reason irregardless of what they say.

A breeder who offers Registration Papers should have papers 'in hand' when they advertise those puppies as available.  Those who guarantee papers but do not have them 'in hand' and do not give them to the buyer at the time of purchase way to often become those ill-thought-of breeders who never end up giving their buyer the promised papers.

Along with raising a quality healthy puppy in a clean environment a responsible breeder will do their job of applying for papers in a timely manner so as to have those papers 'in hand' at the time of sale.

If you buy a puppy, take possession of that puppy and agree to getting papers at a later date then you have nobody to blame but 'yourself' when those papers NEVER materialize.

Since I am the director of HPA and sit on the board, I am dealing constantly with buyers who are complaining about 'never received papers'.   Way to often those same puppy buyers feel the un-logical need to blame everybody else including the registry for their failure to receive papers.

If your one of those who has failed to get promised papers then I encourage you to submit a written and notarized complaint to the registry and ask for them to contact the breeder on your behalf to help expedite papers or to include the complaint in the breeders file for use to have reasonable cause to suspend or ban a breeder from future application of papers.

It is ACR-HPA-BYA-APR policy that ALL papers applied for go with the animal it was issued to/for without restrictions.  This means if you apply for puppy papers and/or Permanent Papers then those papers ARE to go to the new owner without restrictions (*i.e. Spay/Neuter, Payments) at the time the animal changes physical ownership.  Your own personal contracts are just that and do not over-ride your agreement with the registry to give papers issued to the new owner at the time of sale/transfer of ownership.

If you sale a puppy/dog based on a spay/neuter contract or future payments then it us up to YOU to either have those animals spayed/neutered PRIOR to releasing that animal or get paid or suffer the consequences of trying to enforce your contract but either way the PAPERS are to go with the animal at the time the animal changes ownership.

I can't answer for others and won't even try to BUT if I bought a dog and was told it would have papers then by george I would expect and demand to get those papers and would be a pain in the patoot to the seller until I got them.

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VISITING  THE  BREEDERS  HOME

WHY?

Is being allowed to snoop around the breeders home really a necessity?  Should there be red flags flying high when a breeder won't allow you to come to their home?  Do you really believe somebody who keeps their dogs stuffed in crates will let you see the crate filled room their dogs live their whole lives in?  The answer is for the most part - NO.

I, personally, allowed potential buyers to come to my home for many years to get puppies and had to deal with several scary and unnecessary situations.  I've had puppies mysteriously disappear after potential buyer visits.   I had a horrible ordeal with a bout of Parvo in the early 90's after a family visited who came from other breeders places and the pound looking for that just right puppy.   I had a local lady who purchased a puppy and showed up every day for over a month on my doorstep just because she had no other friends - I would come home and find her sitting on my porch swing waiting on me to return home.  I had a potentially dangerous  encounter with 2 men who came under the false pretense of looking for a puppy - It was after that incident that it became clear to me that we no longer live in a society where it is safe or even remotely realistic to allow strangers to come to our homes.

Others have lost their lives by allowing strangers into their homes.

I prefer to keep myself and my family safe and will meet a puppy buyer in a well-lit place with others around to help deter getting hurt or killed.

How many of you would actually open your door to a stranger and allow them full access to your home?

​My guess is 'not many'!

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Sure Fire - No Fault - Work Every Time - Reliable Method of who to purchase from

There isn't one and any common sense reasonably sane person without an agenda knows it!


Don't get drug into other's bias views, agendas and nonsense.



BOTTOM  LINE

Don't fall for all the bias reasons others will give you on who you should purchase from and their own criteria views.

Look for a responsible breeder who is doing their best to produce healthy quality puppies and who will stand behind the puppies they produce and their guarantees.

All of the rest is nothing but window dressing.

​​

​These are simply my personal opinions and thoughts acquired over the years from my own personal experiences and observations.  If nothing else, hopefully they have given you something to think about.